How our coverage works
Our Coverage is made up of two layers that work together to provide comprehensive protection.
Coverage when not flying
Base Coverage
For 1 year, billed monthly.
RequiredAround-the-clock liability protection against ground-based risks when your drone is not in flight.
- 3rd-Party Bodily Injury
- 3rd-Party Property Damage
- Personal and Advertising Injury

Coverage for your flights
Flight Liability Coverage
As little as a day, as long as a year.
On-DemandOn-demand coverage for in-flight risks.
- $1-25 million in Flight Liability Coverage
(in $1 million increments) - As little as one day and up to a year
Coverage travels with you to protect your business almost everywhere in the world.
*Subject to excluded territories, local regulations and other terms and conditionsPhysical Damage Protection
- Repair or replacement if drone is damaged or stolen when not in flight
- Extends to protect your drone in flight when Flight Liability Coverage is added
Protect Your Entire Inventory
Coverage also available for:
- Sensors
- Ground Equipment
Fly with peace of mind knowing policies are backed by one of the world’s
most trusted and respected insurance companies.
Coverage Summary
BASE COVERAGE
Monthly premium payments for around-the-clock coverage for your business while your drones are not in the air.
FLIGHT LIABILITY COVERAGE
On-demand flight coverage only when you need it.
Flight Liability Coverage
Liability

$1,000,000
$25,000,000
Duration

1 Day
365 Days
OPTIONAL -
SENSOR AND EQUIPMENT COVERAGE
Adding coverage for sensors and ground equipment is easy and can be added for a wide variety of leading systems.
Platform tools


SEE YOUR COVERAGES AT A GLANCE
We simplified how to manage insurance with a snapshot of coverages on each drone, sensor, and ground equipment. Users can see which assets have coverage, and the amount and duration of coverage.
SCHEDULE FLIGHT COVERAGE
IN MINUTES
Schedule Flight Coverage in advance or the day you’re flying. Choose the amount of Flight Liability Coverage needed, select the intended uses for the drone, then set the duration you’d like the Flight Coverage to be active.


ADD ADDITIONAL INSUREDS
ON THE SPOT
When adding or editing Flight Liability Coverage, easily designate Additional Insureds with just a few key strokes. DroneInsurance.com also enables users to download Certificates of Insurance to print or email.
SUBMIT CLAIMS DIGITALLY
Upload claim-related photos, video or the drone’s flight log, answer a few questions, and click ‘submit’ to start your claim.

*The animation above shows a portion
of our claims submission process.
Coverage travels with you
Confidence is knowing coverage protects your business
almost everywhere in the world.
* Subject to excluded territories, local regulations and other terms and conditions
Learn where coverage does not apply