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How our coverage works

Our Coverage is made up of two layers that work together to provide comprehensive protection.

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Layer 1

Coverage when not flying

Base Coverage

For 1 year, billed monthly.

Required

Around-the-clock liability protection against ground-based risks when your drone is not in flight.

  • 3rd-Party Bodily Injury
  • 3rd-Party Property Damage
  • Personal and Advertising Injury
plus
Layer 2

Coverage for your flights

Flight Liability Coverage

As little as a day, as long as a year.

On-Demand

On-demand coverage for in-flight risks.

  • $1-25 million in Flight Liability Coverage
    (in $1 million increments)
  • As little as one day and up to a year
 

Coverage travels with you to protect your business almost everywhere in the world.

*Subject to excluded territories, local regulations and other terms and conditions
 
ADD -ON

Physical Damage Protection

 
  • Repair or replacement if drone is damaged or stolen when not in flight
  • Extends to protect your drone in flight when Flight Liability Coverage is added
Physical Damage protection offered on a per-drone basis.
 
OPTIONAL

Protect Your Entire Inventory

 

Coverage also available for:

  • Sensors
  • Ground Equipment
Rates vary based on insured values.

Fly with peace of mind knowing policies are backed by one of the world’s
most trusted and respected insurance companies.


Coverage Summary


BASE COVERAGE

Monthly premium payments for around-the-clock coverage for your business while your drones are not in the air.

  • 3rd-Party Bodily Injury and Property
    Damage Liability

  • Premises Liability

  • Personal and Advertising Injury

  • Medical Expenses Coverage

  • Optional

    Physical Damage

FLIGHT LIABILITY COVERAGE

On-demand flight coverage only when you need it.

Flight Liability Coverage

Liability

MIN MAX

$1,000,000

$25,000,000

Duration

MIN MAX

1 Day

365 Days

OPTIONAL -
SENSOR AND EQUIPMENT COVERAGE

Adding coverage for sensors and ground equipment is easy and can be added for a wide variety of leading systems.

  • Sensor
    Coverage

  • Ground
    Equipment Coverage


Platform tools

SEE YOUR COVERAGES AT A GLANCE

SEE YOUR COVERAGES AT A GLANCE

We simplified how to manage insurance with a snapshot of coverages on each drone, sensor, and ground equipment. Users can see which assets have coverage, and the amount and duration of coverage.


SCHEDULE FLIGHT COVERAGE
IN MINUTES

Schedule Flight Coverage in advance or the day you’re flying. Choose the amount of Flight Liability Coverage needed, select the intended uses for the drone, then set the duration you’d like the Flight Coverage to be active.

SCHEDULE FLIGHT COVERAGE IN MINUTES

ADD ADDITIONAL INSUREDS ON THE SPOT

ADD ADDITIONAL INSUREDS
ON THE SPOT

When adding or editing Flight Liability Coverage, easily designate Additional Insureds with just a few key strokes. DroneInsurance.com also enables users to download Certificates of Insurance to print or email.

* Subject to terms and conditions

SUBMIT CLAIMS DIGITALLY

Upload claim-related photos, video or the drone’s flight log, answer a few questions, and click ‘submit’ to start your claim.

SUBMIT CLAIMS DIGITALLY

*The animation above shows a portion
of our claims submission process.

Coverage travels with you

Confidence is knowing coverage protects your business
almost everywhere in the world.

Hear from our co-founder, Jason Griswold, on what makes DroneInsurance.com different